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Invest in property.
Without the hassle.

Thoroughly researched property investments

that provide market-leading returns.

Simplicity is key. ​This is why we offer just two types of products to invest in.

If you are seeking something that is completely hands-off then our Fixed Return options would be best suited to you. However, should you be looking for something a bit more hands-on then we suggest considering our Ownership options.

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Join our network of over 37,000 investors
who receive our quarterly investment launches.

Benefits for Investors

Zero Fees

We will never charge you any fees when you invest - we receive our fee directly from the property developer

Better Returns

Achieve well above-average interest rates compared to more traditional products

Carefully Vetted

All investments offered are carefully vetted and with credible developers offering a level of security on investment

How it Works

Create an account in four steps.
Quick. Easy. Free. Forever.

Register

To register and create an account only takes a couple of minutes and we promise that your data will never be shared.

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Access

After registering you will be able to access our in-depth due diligence reports and further information regarding our available investments.

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Choose

Each investment has different options for you to choose from such as income or growth so you can invest based on what is suited to your needs.

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Relax

Once you have chosen and funded your investment you will then begin to accrue interest on the same day, you can now sit back and relax.

Our Investments

01

Fixed Return

Our Fixed Return investments are packaged
in the form of Development Finance.

This is where eligible investors can invest their money into established and award-winning property developers.

02

Ownership

Our Ownership investments are a more traditional form of property investment whereby you purchase an individual property outright and you have full ownership of the

Title Deed.

What is a Fixed Return
investment?

A fixed return investment is extremely straightforward and easy to understand. You simply tie your funds up for a fixed period of time in order to receive a promised fixed return on your investment.

With Your Street, you have the option to invest your money with an established property developer and they will pay you a promised fixed return of interest.

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What is an Ownership
investment?

Our Ownership investments offer you the option of buying an investment property outright in some of the top buy-to-let postcode areas in the UK.

This type of investment is more like a traditional property purchase, similar to buying property from an estate agent. The only difference is that our properties are specifically targeted for an investment purpose in order to maximise and generate high rental yields and capital growth.

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Book a consultation

Schedule a 15-minute call with one of our experts to find out more.

Consultation

Once you have submitted your details, one of our helpful consultants will get in touch to assist with your enquiry. We will firstly establish what is important to you and understand your investment goals, this includes your risk appetite, budget and preferred terms. We will also cover any initial questions that you may have.

Registration

If you are satisfied with your consultation and would like to know more, it is important that you register online with us in order to satisfy regulatory guidelines. Upon your registration, you will then be able to view all of the important documentation regarding the investment options suited to you. Registering is free and takes just a minute.

Access Reports

At this point, you can access our due diligence reports and view in-depth details regarding our developers, their projects, and investment terms. It's likely you may have some questions regarding the information provided and will want to understand the risks and rewards a bit further. If satisfied with the answers then the next step would be to choose your investment.

Choose Investment

Choose your investment online via our portal, or simply arrange with your consultant to send you an application. During your application process you will be required to complete an identity verification for anti-money laundering and compliance purposes. Occasionally, you may also be required to complete an investor suitability test with some of our developers.

Enjoy Returns

Once you have chosen and funded your investment you will then typically begin to accrue interest on the same day. You will receive regular investment updates, be able to keep up to date with everything by logging into your online account, and you can always visit the project whenever you like. You can now sit back and enjoy your returns.

Is now a good time to invest in the property market?

Property has proven to be a stalwart for any successful investment portfolio and a primary market to obtain consistent and reasonable security during uncertain times. Now, more than ever perhaps, property has to offer some of the best conditions for secure returns for investors.

Essential Sector

Construction, unlike many other sectors, has continued to remain open throughout these very different times we find ourselves in. The UK government recognises the property market as an essential sector because it is important towards helping in keeping the UK economy afloat and stable. With the unfortunate news of many job losses recently and most likely many more to come there is a significant need for affordable housing and a large open-market for commercial-to-residential conversions.

Portfolio Diversification

Property as one of the four major asset classes has provided investors with stability and consistency in achieving well above inflation returns during times of uncertainty. Investors who depend on investment income have also been hard hit, as share prices have not only fallen but many companies have cancelled dividend payments for the foreseeable future. Investing in bricks and mortar has relatively low correlations with other asset classes (traditional investment vehicles such as stocks and bonds), which adds to the diversification of a well-rounded portfolio.

Government Funded

Last years budget (March 2021) saw the UK government rollout a five-year plan towards investing £640bn on infrastructure and a further £12bn on affordable housing. With such significant government backing and a newly invigorated overhaul of the planning system which is now online, we should see some of the best returns to ever be produced from the property sector. With that being said we remain cautious and would only recommend developments in locations that are supply and demand-driven and where we can see great growth potential and substantial government funding.

Why now is a good time.

Detailed Due Diligence

How do you conduct due diligence?

Before we launch any opportunity to our investors we conduct thorough due diligence whereby the project must meet our strict criteria in order for it to be deemed a sound and viable investment.

Proven track record

Real-time area analysis

We typically only partner with the top UK development companies that are established enough in showing investors consistent returns and having completed many sites successfully and on time.

You can benefit from our in-house research team that examines real-time data, trends and insights in order to discover the very best opportunities within the current UK property market.

Focus on financial forecasts

Flexible exit strategies

Each development project is thoroughly investigated with a fine toothcomb so that we can assess its feasibility as an investment. We will examine matters such as overall project costs versus risk-based factors.

To mitigate risk we like to have all bases covered when it comes to achieving a return on investment upon exit. Our strategy is to make sure that there is not only a 'plan A' but also a 'plan B and C'.

To further understand how we conduct our due diligence process, simply visit our Due Diligence page for more information.

Security

Security

How secure is my investment?

Your Street offer varying levels of security within our investment options. Clients can decide on how secure they would like their investment, based upon the options that best suit their risk appetite.

1. Sole Ownership

2. Corporate Guarantee

Investors can select options that allow the benefit of
investing and purchasing property outright which
enables them to achieve 100% security in the form of
no strings attached ownership with title deeds.

Some of our development partners can offer investors
an assurance on their capital invested in the form of a
corporate guarantee. This means that the developer
will cover any potential losses which may arise and the
client will receive their initial invested sum back.

3. Legal Charge

Risk Warning

This means that in a worst-case scenario, the investor
will be in charge of the asset they invest in and will
have a legal right to control what to do with the
property. 'First legal charge' means the investor is first-in-line to receive their funds back before any other creditor and 'second legal charge' means they would be second-in-line (typically behind the prime lender/bank).

The past performance of any investment is not necessarily a guide to future performance. The value of investments or income from them may go down as well as up. Whilst we carefully vet every development partner and the investment opportunity to ensure a profitable outcome there are risks associated with every investment that one must take into account.

Returns

Our Returns

"How can your developers afford to pay such high returns?"

Perhaps this is one of the most common questions investors ask us. Below, we outline the typical model our developers use to help you get a better understanding of how you can expect to make better returns.

 

Our example model details the benefits of using a mixture of both bank funding and private investor funding.

Our Developer Funding Model

When you mortgage your house, the higher your deposit the less you borrow from the bank.  When you borrow less from the bank, the rate of interest on the loan is cheaper.

 

By using investor money our developers can put down a greater deposit which reduces the rate of interest on their bank loans. 

 

Then they share the savings with you.

The Result

Based on an average return of 8% per annum to investors, our developer's funding is 27.5% cheaper overall (difference between 8.0% vs. 5.8%).

 

Allowing our developers to pay our investors higher rates.

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Your Street Developer Funding Model

based on a typical average fixed return of 8% per annum to private investors.

Typical Questions

  • About Your Street
    Are you estate agents? No. Absolutely not. London Shared has only one line of business: we rent properties from landlords and provide accommodation to corporate and professional tenants. Our service maximises your property’s value through effective, ongoing management. So you're property managers, then? Yes, something like that. We sign a fixed term commercial contract with you (usually 3-5 years) to take charge of your property, effectively becoming your tenant. During that time, we pay you a guaranteed rent, every month, regardless of the property’s’ occupancy. We organise the maintenance of your property. Finding and checking references of our corporate and professional tenants, keeping them happy in their homes, and collecting their rent, becomes London Shared’s responsibility. This is why, from the landlord’s perspective, we believe we’re your perfect tenant. Why did you choose to focus on shared accommodation and not regular lettings? In cities like London, shared accommodation is practically the norm among corporate and professionals – especially those who have relocated to London on work contracts. We saw a gap in the market and decided it was a part of the industry that needed professional attention. Thousands of people enter into shared accommodation on a daily basis however there are almost no companies focusing purely on this sector. So here we are, making shared accommodation easy for both landlords and tenants...
  • Suitable Properties
    What types of properties do you deal with? We manage a range of properties from studios to 6-bedroom houses, and everything in between. Is there a certain time of year when you won’t take on new properties? We will generally take on properties on any day. We have tenants looking for accommodation at all times, and as far as we are concerned, just because it is December or some other famously quiet period doesn’t mean your property should sit empty. How do you value properties, and how quickly do you make an offer? We can rent your property directly from you for a fixed-term tenancy, paying you a guaranteed rent in-line, if not higher, than market rates. We value properties based on lots of different factors; location, conditions, size...the process is simple and straight forward - We will arrange a convenient time to visit your property to conduct a valuation. During that time we can answer any questions that you may have about how we work. We will send you a formal written offer within 24 hours – we will arrange a time to talk through the over the phone. Once everything is agreed will send a contract to you on the same day.
  • Contracts
    What type of contract governs our relationship? We provide a commercial agreement which has been tailor-made for our business.. Effectively, this makes London Shared your sole tenant for the period of your contract (typically 3-5 years) and gives us the authority to manage the property on your behalf. As for our tenants, they typically sign a 12 month tenancy agreement with a 6 month break clause, and extend from there (our running average tenancy is 13 months). On rare occasions we may negotiate a shorter tenancy with a tenant if they are on a temporary work contract, but we prefer long-term tenants who will form a tight knit household. Commercial tenancy agreements usually allow tenants to stay longer than the agreed term. Is this true? London Shared have opted out of certain sections of the 1954 Tenant Act which means we waive this so-called “security of tenure.” Therefore, we cannot stay in occupation longer than our agreed term, unless of course you wish to renew with us – which 96% of our landlords do. Once I’ve signed a contract with London Shared, do I have to wait for you to find tenants before you start paying me rent? No. We’re your tenant so we pay you rent whether or not the property is occupied. Of course we anticipate being able to find tenants quickly, but you receive full rent from us month in and month out, regardless of the property’s’ occupancy. What happens if London Shared goes under during the contract period? We hope this is hypothetical, but it’s an extremely fair question. The answer is: according to the contract we have with you, if we go out of business, the rent the tenants in your property have been paying will revert to you directly, and their deposits will remain with the Deposit Protection Service in case there are any damages or unpaid rent.
  • Mortgage Aspects
    Will there be an issue with my mortgage provider in signing a commercial agreement? As we have no security of tenure, there should not be an issue here. Still, we recommend that you seek authorisation from your lender before entering into any contract, just to be sure. We have specific documentation that you can give to your lender along with our contract that will appease any concerns they may have.
  • Payment
    So you pay the rent directly? Yes. Contractually, we’re your tenant, so we pay the rent. The money goes directly from our bank account to yours. We generally prefer to pay on the fifth of each month unless you specifically ask otherwise. What are the charges associated with your service? We charge nothing to our landlords for the service we provide. We make our money on the differential between the rent we pay you and rent we collect from tenants. We charge our tenants a slight premium for providing high-spec rooms that are inclusive of utility bills and have weekly cleaners. (Though some maintenance expenses are passed through; see below). What if one of the residents doesn’t pay, or pays late? That does not make any difference to the rent we pay you. When a tenant pays rent late or fails to pay then that is our problem. Once I’ve signed a contract with London Shared, do I have to wait for you to find tenants before you start paying me rent? No. We’re your tenant so we pay you rent whether or not the property is occupied. Of course we anticipate being able to find tenants quickly, but you receive full rent from us month in and month out, regardless of the property’s occupancy. And what if the property market falls? Will you try and renegotiate our rent? No. Whatever we agree at the start of our tenancy we will honour for the duration of our contract. From the landlords perspective, of course, that is one of the virtues of a long-term contract. Do you pay a deposit? But naturally we take a deposit from every tenant which is registered with the Deposit Protection Service (www.depositprotection.com). Do you send me monthly statements? Yes, we can send you monthly statements if you wish.
  • Regular Updates & Inspections
    What about property inspections? How can I be sure that everything is always in order? We conduct formal inspections every six months and send photos directly to your inbox. However, our cleaners keep us informed of the state of the property on a weekly basis and if they voice any concerns we follow up immediately. And of course London Shared’s staff carry out informal inspections every time they visit a property, whether it is for a viewing or to check a gas meter. If you wish, we can arrange for you to periodically inspect the property yourself to make sure you are happy with the way we are managing things.
  • Property Management
    How is property maintenance handled? As the landlord, you will be responsible financially for the usual things a landlord is responsible for. However, as the manager of the property, we’ll do most of the legwork. We will always provide you with a quote prior to carrying out any work and we will arrange access so you do not have to get involved. Routine and anticipated things like gas safety certificates shall be organised by us; we’ll handle the logistics, and pass through the expense (currently £80 + VAT). I have a plumber I love. Can you use him? Absolutely. If you have a tradesman or builder that you know or trust, we are happy to use your contractors to carry out works on your property; all we ask is that they are legally certified and fully insured. What if residents cause damage? Yes.Remember, we’re your proxy tenant. So if something happens at the property that is deemed to be the fault of our tenants (e.g., a broken window) then we will cover the cost ourselves. If we believe the problem is beyond the scope of our responsibility (e.g., the boiler breaks down), we will call you and let you know the problem and propose options for solving it. How much wear and tear can I expect? Excellent question. Significantly, after three years of being managed by us, a property tends to be in better condition than it would have been had it been let by an estate agent. This is due to our regular maintenance regime (including weekly cleans) as well as the upgrades we make to the property at the time we take over its management (e.g., the installation of flat screen televisions and the replacement of furnishings).
  • Tenancy Management
    How do you find and evaluate potential tenants? For over a number of years we have built relationships with well- known companies, relocation agents and recruitment consultants who approach us to find accommodation for their staff. We advertise via our website, online and in print and also receive many referrals via previous and current tenants. We also conduct thorough reference checks which include; Previous landlord reference Proof of employment (including their employment contract or pay slips) Sight their passport in the office (in line with right to rent regulations) Visa check (if applicable) Proof of address via bank statement or utility bill Though we consider references from previous landlords and employers very important, we feel that gut instinct is even more vital. Someone can have impeccable references however if we do not feel they are suitable we will not accept them. Aren't most of your tenants just irresponsible students? No – but we get that question a lot. Our tenants are professionals usually in their mid-20s and 30s - we also have some postgraduate and mature students. If you’re afraid we’ll turn your house into a dormitory, we can promise you that won’t happen - we limit the number of tenants living at a property. (See the testimonials and case studies for further assurance). What if someone moves out? It is completely our responsibility to keep properties occupied. Whether full or vacant we still pay the full rent on time every month. What if a resident locks himself out or loses her keys? That will not be anything you will ever have to deal with while we manage your property. Tenants will call us if they are locked out or lose their keys and we will organise replacements. Again, this is a primary benefit of having London Shared as your sole tenant rather than having to manage the property yourself day to day.
Typical Q's

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